Karamjeet Kaur

Findings — machine-extracted (anthropic-batch:claude-opus-4-8); verify against the decision

Karamjeet Kaur, sole principal of Quick Solicitors, admitted numerous SRA Accounts Rules breaches including causing debit balances of at least £53,248.27, unpaid disbursements, failure to reconcile and keep proper records (with admitted recklessness), as well as operating without a COFA and making untrue/misleading statements that the Third Respondent was COFA. The SRA withdrew the dishonesty allegation and certain Principle 4 breaches as disproportionate given the agreed strike-off; no finding of dishonesty was made. On an agreed outcome dealt with on the papers, the Tribunal found culpability very high and struck her off the Roll, ordering costs of £11,000.

Duties found breached:

• Account for interest on client money
• Accounting records, reconciliation and reports
• Handle inadvertently received material
• No improper use of client money
• Not mislead third parties or opponents
• Not misrepresent regulated status
• Prompt accounting and return of money

Aggravating factors:

• Very high culpability as sole principal and COLP with direct control of finances
• Highly experienced solicitor (qualified ~20 years)
• Recklessness admitted in relation to four allegations
• Repeated misconduct over a period of time
• Failed to address SRA's concerns after being made aware
• Failure to respond to prior rebuke from regulator (2015)
• Knew or ought to have known conduct breached obligations to protect public and reputation of profession

Mitigating factors:

• Full and frank admissions at an early stage
• Cooperation with the SRA throughout
• No identifiable direct financial harm to clients
• Remorse

⚠ figures not found verbatim in the source were dropped: ["review_dishonesty_finding_cue_present"]