Jane Louise Saddler

Findings — machine-extracted (anthropic-batch:claude-opus-4-8); verify against the decision

Jane Louise Saddler (admitted 2003) created a false letter on her firm's headed paper forging a partner's signature with incorrect salary details to obtain a mortgage from Intelligent Finance while at Stanley Tee, and gave misleading salary information (locum daily rate x 5 x 52) plus misused a firm certification stamp on a letter sent to Igroup Mortgages while at Adams Harrison. The Tribunal found the allegations substantiated and found she had acted dishonestly. She did not attend. She was struck off the Roll and ordered to pay agreed costs of £1,754.88.

Duties found breached:

• Not mislead third parties or opponents
• No improper solicitation or touting

Aggravating factors:

• Forged a partner's signature on firm headed paper
• Misuse of firm's certification stamp without authority
• Misleading multiple mortgage providers

Mitigating factors:

• Difficult personal circumstances - recently given birth and severely anaemic following a difficult delivery
• Readily admitted wrongdoing at Stanley Tee
• No direct financial gain obtained from the wrongdoing
• Stated she had been duped by a disreputable mortgage broker