(unnamed respondent)

Findings — machine-extracted (anthropic-batch:claude-opus-4-8); verify against the decision

Mr Ejiofor applied to remove indefinite practice restrictions imposed in January 2018 (which followed findings that he provided a banking facility through his client account and failed in his money laundering duties, aggravated by recklessness; he was then fined £25,000). The Tribunal found he had not demonstrated adequate insight, learning or rehabilitation; his knowledge of anti-money laundering requirements was rudimentary, course content was unevidenced, references failed to address safeguards, and he failed to disclose a 2019 Adjudicator's decision (rebuke, £2,000 fine, £1,350 costs). The restrictions were found to remain necessary to protect the public and profession. The application was refused and he was ordered to pay costs of £6,048.20. No dishonesty finding was made in these proceedings.

Aggravating factors:

• Failure to disclose the 2019 Adjudicator's decision in his application
• Trivialisation of the SRA's concerns and demonstrated lack of insight
• Failure to remedy deficiencies identified in the 8 July 2025 decision before the hearing

Mitigating factors:

• Over seven years had elapsed since the restrictions were imposed
• No breach of the restrictions since imposition and no repeat of the underlying misconduct
• Some training courses undertaken and character references provided