Samira Mohamed Seth

Findings — machine-extracted (anthropic-batch:claude-opus-4-8); verify against the decision

Samira Mohamed Seth, sole manager/COLP/COFA of Seth Law Limited, admitted and was found to have breached SRA Principles and Code provisions in handling mortgage mis-selling claims between Feb 2020 and June 2022: failing to advise clients of alternative redress options (FOS/FSCS) besides litigation; failing to send adverse counsel's opinions to ATE insurers (at all for Client A, and untimely for Client B); and failing to obtain prior insurer approval to issue proceedings, risking clients' ATE cover. She was found to have acted recklessly and to have lacked integrity, but there was no finding of dishonesty. The Tribunal assessed the misconduct as moderately serious and imposed a £7,000 fine, an indefinite Restriction Order (no sole practice, no COLP/COFA roles), and costs of £20,000 (not enforceable without leave, save in bankruptcy).

Duties found breached:

• No abuse of process or coercive powers
• Integrity
• Not mislead third parties or opponents
• Uphold public trust in the profession
• Act in the client's best interests
• No conflict between current clients

Aggravating factors:

• Recklessness in relation to Allegations 2 and 3
• Conduct repeated over a substantial period (approx. 2 years) across over 500 MMS claims
• Undertook and supervised work in an area outside her experience/expertise
• Placed clients' ATE insurance cover and financial interests at risk

Mitigating factors:

• Genuine insight demonstrated
• Cooperated with the SRA investigation and made admissions
• No previous regulatory history in 18 years / 12 years operating the firm compliantly
• No personal or financial benefit
• No direct client losses identified
• Personal and professional pressures (pandemic impact, family difficulties, poor health)